Outdoor Sports Insurance is a Horizon Agency program. Established in 1974 and acquired by HUB International in 2023, Horizon Agency is a leading, industry-respected insurance agency which currently writes approximately $40,000,000 in annual premiums, the majority of which is written for its over 2,500 commercial accounts.
Jake Hoeschler, former Olympic skier and attorney, developed Outdoor Sports Insurance in 1988. Today, there are over 2,500 shops nationwide in the Program. Jake is an insurance professional who recognized the need for uniformity and special ski shop insurance coverages while working for Steamboat and Winterpark Ski Resorts as Director of Skiing and Special Events. He truly understands the ski and sports industry and your unique insurance needs.
With over 35 years of program history and more than 2500 businesses insured, we have real-life experience to assess and understand your needs. Our team will design a tailor-made program that gives you the necessary protection and best fits your insurance needs to operate your outdoor business securely. We care about our customers and strive to form long-lasting relationships by offering an array of protection options in addition to quality benefits and services.
Meet the OSI Team
Jake Hoeschler: Founder
Rob Martin: Managing Director
Jake, a former World Cup, Olympic and professional skier and attorney developed Outdoor Sports Insurance in 1988. He is one of three owners at Horizon Agency, Inc. Jake is an insurance professional who recognized the need for uniformity and special ski shop insurance coverages while working for Steamboat and Winter Park Ski Resorts as Director of Skiing and Special Events. He truly understands the ski and sports industry and your unique insurance needs.
Rob is the managing director of The Outdoor Sports Insurance program and has over 25 years of experience working with snowsports, bike and outdoor retailers and brands. Prior to joining Horizon, Rob managed ski and outdoor retail shops in Vail, CO. His passion for the outdoors paired with his experience and dedication allows him to help clients navigate their risk and find the best insurance coverage and risk management resources. He understands every aspect of the program as well as the sports our clients are involved in. Beyond running daily operations of the program and developing new client relationships, Rob is also involved in other areas of the snowsports industry including the ASTM F27 committee for snowsports safety. Rob is an avid skier and cyclist, and when not in the office he can often be found supporting his kids athletic endeavors or enjoying the outdoors with his wife and family.
Tim has been with Horizon Agency since 1993 and has been one of the top producers since. Prior experience includes five years of underwriting for an A+ rated insurance carriers. Tim possesses a wealth of experience in all aspects of commercial insurance and holds the C.P.C.U. designation.
Linda has been in the insurance industry for over 23 years and came to Horizon Agency in 1994. She is a licensed insurance agent and holds the C.I.S.R. designation. Her daily responsibilities include managing the insurance needs of our clients. Her talent, skills and extensive experience provides a high level of comfort for clients.
Ben has over nine years of experience in the insurance industry and joined the Outdoor Sports Insurance team in 2006 as an account manager. Prior experience includes years with a national insurance broker as well as time at a national carrier. Ben is a licensed insurance agent and continually attends courses and seminars to keep abreast of changes in the insurance industry.
Nick graduated from St. Cloud State University in 2013 with a Public Relations degree. He began working at American Family Insurance shortly thereafter, where he spent nearly seven years in personal lines claims conducting auto and homeowner liability investigations before moving onto bodily injury. He joined Outdoor Sports Insurance in 2020 and enjoys traveling, golf and skiing in his free time.
- SIA (Snowsports Industries of America)
- OIA (Outdoor Industry Association)
- SSL (Sports Specialists LTD.)
- Outdoor Retailer Summer and Winter Market
- Grassroots Outdoor Alliance
- NSSRA (National Ski and Snowboard Retailers Association)
- BRA (Board Retailers Association)
- SMC (Ski Merchandising Corporation)