Client Testimonials

“We went through three different insurance companies before we found Horizon…and we wouldn’t think of leaving them. Not only do they save us thousands of dollars annually…the personal service is top rate, even when we had a claim. We are not the largest of operations…but we get treated as if we were. Don’t get cheated…use Horizon!”
Lollie Mercer, River’s Edge Kayak & Canoe Trips LLC
Sebastopol, California
“We are very happy with the quality of service that Horizon agency has provided for our store. With the crash packs, and other Sporting Goods specific support, we are very confident with our insurance and in this industry, that is one thing that you want to make sure to have comfort with.”
Joe RaucherJoe's Sporting Goods - Ski Shop, Inc.
“Viking has been insured by Horizon Agency for many years, we have appreciated competitive rates but most of all the high level of customer service. It’s much easier to work with someone who understands the snowsports industry. I have recommended Horizon to many other ski, snowboard and ski area’s.”

Bob OlsonViking Ski Shop
“Horizon Agency has always been very responsive to our insurance questions and concerns. Horizon is proactive in providing forms and information so that you are prepared if an insurance related event occurs. We are very pleased with the service provided by Horizon.”

Carrie GochnourGreenwood's Ski Haus
“Horizon Agency has been a pleasure to work with. They have always been very easy to contact and get questions answered, however I think the best part of working with Horizon Agency is the training they offer to ski shops to make sure we limit our liability as much as possible.”

Bryn CareySki Butlers
“We had been using a local carrier for 26 years and where totally happy with all levels of service, etc. I requested a quote from Horizon and was amazed at the savings. Even more impressive and really more important is the level of service, the response time, and the knowledge. I would recommend anyone just check into it before making a decision. I wish I had checked years earlier.”

Ed McAlisterRiver Sports Outfitters, Inc.
“We have used your agency for little over a year and are very satisfied with the product and support we have received so far. We did have a claim on a mountain bike issue this past summer, and you handled the claim very well.”
George WoerndleSitzmark Sports
``We started in the ski business in 1988. We signed up with Horizon sometime around then. Since then, over the last 20 years we have owned and operated over 30 ski shops and associated real estate in four states. All of them have been insured with Horizon Agency's Outdoor Sports Insurance. The rates have always been competitive. However, the best part of the company is the staff. They are attentive, accurate, and responsible. If there is a problem or a claim, they are right on it, and it is taken care of. With insurance, you want dependability and they have always come through for us and our companies. We intend to continue to grow and to use Horizon Agency's Outdoor Sports Insurance. We know the next 20 years will be even better.``- G. Brett Barnett: The Ski Barn, Aloha Ski & Board Rental, Butte & Company, Base Mountain Sports
“We are thoroughly impressed with the service we have gotten from Horizon Agency. They have put together a comprehensive solution for us that resulted in considerable savings over our previous arrangement. Horizon is the only agency in our 30 years in business that was able to combine liability on our outfitting operation with the property insurance that we need on our retail establishment. Their people have been prompt in their responses to my questions and accommodating when we needed to make changes. I recommend Horizon enthusiastically.”- Steve Piragis, Piragis Northwoods Company
“HTO is extremely pleased with the Outdoor Sports Insurance Program and especially with the service received from the folks at Horizon Agency. We signed on last year and prior to that we had been with our previous insurance agent for over 20 years so this change was a big one for us. They have delivered a good program with good service. I would highly recommend them!”- Susan Strain, Hudson Trail Outfitters, Ltd.
“S&W Sports has been with Horizon Agency for 6 wonderful years. For anyone in the outdoor sporting goods business I strongly recommend you look into the agency! I have had to use them and they have protected me.”- Tim Farmer, S&W Sports
“We’ve been impressed with Horizon’s diligence, attention to detail and quick response times. We’re a ski shop with unique liability needs that scared off a lot of other companies, but Horizon was able to easily accommodate us with comprehensive coverage so we can focus on our core business instead of worrying about liability.”- Nathan Schultz, Boulder Nordic Sport