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"We started in the ski business in 1988. We signed up with Horizon sometime around then. Since then, over the last 20 years we have owned and operated over 30 ski shops and associated real estate in four states. All of them have been insured with Horizon Agency's Outdoor Sports Insurance.
The rates have always been competitive. However, the best part of the company is the staff. They are attentive, accurate, and responsible. If there is a problem or a claim, they are right on it, and it is taken care of. With insurance, you want dependability and they have always come through for us and our companies.
We intend to continue to grow and to use Horizon Agency's Outdoor Sports Insurance. We know the next 20 years will be even better."
G. Brett Barnett
The Ski Barn
Aloha Ski & Board Rental
Butte & Company
Base Mountain Sports
Little Rock, AR
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"We are very happy with the quality of service that Horizon agency has provided for our store. With the crash packs, and other Sporting Goods specific support, we are very confident with our insurance and in this industry, that is one thing that you want to make sure to have comfort with."
Renee Ward
Joe's Sporting Goods - Ski Shop, Inc.
St. Paul MN |
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"Partnering with Horizon Agency for our insurance needs have allowed Ski Market to focus on our core business, retailing. Horizon Agency’s knowledgeable and service oriented support team partners with us to make the management of insurance policies and claims hassle free. Working on our behalf Horizon Agency has secured the best rates year after year. It is a valued business relationship.”
Marc Capalbo
Ski Market Ltd., Inc.
Wellelsey, MA |
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"We went through three different insurance companies before we found Horizon…and we wouldn’t think of leaving them. Not only do they save us thousands of dollars annually…the personal service is top rate, even when we had a claim. We are not the largest of operations…but we get treated as if we were. Don’t get cheated…use Horizon!"
Lollie Mercer
River’s Edge Kayak & Canoe Trips LLC
Sebastopol, California |
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"Viking has been insured by Horizon Agency for many years, we have appreciated competitive rates but most of all the high level of customer service. It's much easier to work with someone who understands the snowsports industry. I have recommended Horizon to many other ski, snowboard and ski area's."
Bob Olson
Viking Ski Shop
Chicago, Illinois
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“We have been with Horizon Insurance Agency for over 10 years and found them to professional and extremely price competitive. They understand the industry and our needs. We would strongly recommend them to anyone needing coverage in the winter sports industry.”
Randy R. Park
Park's Sportsman
Orem, Utah |
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“Horizon Agency has always been very responsive to our insurance questions and concerns. Horizon is proactive in providing forms and information so that you are prepared if an insurance related event occurs. We are very pleased with the service provided by Horizon.”
Carrie Gochnour
Greenwood’s Ski Haus
Boise, Idaho |
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“We had been using a local carrier for 26 years and where totally happy with all levels of service, etc. I requested a quote from Horizon and was amazed at the savings. Even more impressive and really more important is the level of service, the response time, and the knowledge. I would recommend anyone just check into it before making a decision. I wish I had checked years earlier.”
Ed McAlister
River Sports Outfitters, Inc
Knoxville, Tennessee |
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"Horizon Agency has been a pleasure to work with. They have always been very easy to contact and get questions answered, however I think the best part of working with Horizon Agency is the training they offer to ski shops to make sure we limit our liability as much as possible."
Bryn Carey
Ski Butlers
Park City, Utah |
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“We have used your agency for little over a year and are very satisfied with the product and support we have received so far. We did have a claim on a mountain bike issue this past summer, and you handled the claim very well.”
George Woerndle
Sitzmark Sports
Red River, New Mexico |
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“Best Insurance Company I have ever worked with, Great Customer Service!”
Paula Wilson
Ken Jones Ski Mart/Snowboard Jones
Manchester, New Hampshire
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“We have been clients of the Horizon Agency for over 10 years and will continue to be! Their expertise in the areas of liability and legal issues tied to the rental business has proved invaluable. They provide us with the latest on risk management training, crash packs, and indemnification lists each season. If and when we do get a customer with an accident on our equipment, it is a much easier experience for our small company.”
Abbie McLain
Virgin Islands Ski Rental
Dillon, Colorado |
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“We are thoroughly impressed with the service we have gotten from Horizon Agency. They have put together a comprehensive solution for us that resulted in considerable savings over our previous arrangement. Horizon is the only agency in our 30 years in business that was able to combine liability on our outfitting operation with the property insurance that we need on our retail establishment. Their people have been prompt in their responses to my questions and accommodating when we needed to make changes. I recommend Horizon enthusiastically.”
Steve Piragis
Piragis Northwoods Company
Ely, Minnesota |
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“HTO is extremely pleased with the Outdoor Sports Insurance Program and especially with the service received from the folks at Horizon Agency. We signed on last year and prior to that we had been with our previous insurance agent for over 20 years so this change was a big one for us. They have delivered a good program with good service. I would highly recommend them!”
Susan Strain
Hudson Trail Outfitters, Ltd.
Gaithersburg, Maryland |
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“Good service, fair pricing, haven’t had any claims, so I’m a low maintenance client.”
Tim Cohee
High Mountain Riders
Gardnerville, Nevada |
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“S&W Sports has been with Horizon Agency for 6 wonderful years. For anyone in the outdoor sporting goods business I strongly recommend you look into the agency! I have had to use them and they have protected me.”
Tim Farmer
S&W Sports
Concord, New Hampshire |
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“We’ve been impressed with Horizon’s diligence, attention to detail and quick response times. We’re a ski shop with unique liability needs that scared off a lot of other companies, but Horizon was able to easily accommodate us with comprehensive coverage so we can focus on our core business instead of worrying about liability.”
Nathan Schultz
Boulder Nordic Sport
Boulder, Colorado
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“My name is Hernando Pardo and I am the owner of Hoback Sports in Jackson, Wyoming, an outdoor sporting good shop. We are a ski and snowboard shop in the winter as well as a bicycle shop in the summer. I have been in business for fourteen years and I have been with Horizon Insurance Company the entire time. I have always found them to be quick to respond and courteous and professional. I would not hesitate to recommend them to anyone in the outdoor industry, which they specialize in.”
Hernando Pardo
Hoback Sports, Inc.
Jackson, Wyoming
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